Are you in the Preston area and looking to make a PPI Claim ?
The first question to ask is whether you have been mis-sold a Payment Protection Policy and the following will help identify if that's been the case;
Were you told the PPI policy was optional ?
Was the Cooling Off period explained ?
Were you told you needed the PPI policy to qualify for the loan ?
Were you told you'd get a preferential loan rate by taking out the policy ?
Did the mortgage or loan advisor ask about your personal circumstances ?
Additionally the bank, building society, credit card or loan company had an obligation to make sure you could actually qualify for the payments if you claimed.
As such students, the self employed, the unemployed and the retired were sold policies which wouldn't pay out in the event of a claim.
At the same time those with cover elsewhere, in separate policies or via there employer would not necessarily have received a benefit from the PPI policy.
If you would like a Preston PPI Claims solicitor to help secure compensation on your behalf please call us on 01772 701234, email us via email@example.com or complete the form on the right and we'll call you back.
Birleys Solicitors Ltd